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Interactive · Free · No credit pull
Score
simulator
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Move the sliders. Watch what happens when Access clears the items dragging your file down.
Your file today
Where you
stand.
Current credit score
585
Credit utilization
Balance ÷ total limit across all cards. Aim for under 10%.
68
%
Late payments (30-120 days)
3
Collections
2
Hard inquiries (last 2 yrs)
4
Identity theft items
0