Interactive · Free · No credit pull

Score

Move the sliders. Watch what happens when Access clears the items dragging your file down.

Your file today
Where you stand.
Current credit score
585
Credit utilization
Balance ÷ total limit across all cards. Aim for under 10%.
68%
Late payments (30-120 days)
3
Collections
2
Hard inquiries (last 2 yrs)
4
Identity theft items
0

Rebuild
access.

Access Credit Repair is a boutique credit restoration studio based in Austin, Texas. Federally compliant. Results-obsessed. Client-first.

Hours
Mon — Fri
9:00 – 18:00 CST
Sat
By appointment
Compliance
CROA compliant.
No upfront fees.
Written contract.
3-day right to cancel.
© 2026 Access Credit Repair. All rights reserved.
Austin · Texas · United States